Risk - exposure to the chance of injury or loss; a hazard or dangerous chanceI was recently told I don’t take risks. Actually the conversation was more like, “You don’t let me take any risks!” After thinking about it, it's true. I don’t take risks. I’m a planner. I like to be organized and know what’s going on. This is especially true when it comes to money. I log on to our checking and savings accounts everyday or every other day to make sure everything is accounted for. I have a breakdown of where every paycheck or bonus check is going for the next 6 months, how much credit card debt we should have at the end of the 6 months and how much we should have in savings. Yes, I have to adjust this monthly but at least I have a plan of what should happen.
So, what happens when one of us wants to take a risk that might affect us financially? The idea of not knowing exactly how much income is going to come in monthly scares me. Although I know that we’ll be fine, I hate the idea of not knowing - Not knowing if the risk will be worth it, not knowing how much of our savings we will have to use, just simply not knowing…. I have so many what if scenarios that play out in my mind.
So again, what happens when one of us wants to take a risk that might affect us financially? I’ve been thinking about this a lot lately and well, I guess it depends. If the risk involves taking money to Vegas with hopes of winning at the blackjack or poker table then you laugh and say NO (unless it’s $ you saved for that reason). If it’s something that has to do with your husbands career, his passion, and his dream of being his own boss then you support him. You prepare as much as you can for the unknown and let him go for it. The last thing I would ever want is for him to look back 5 or 10 yrs from now and regret not taking the risk and I wouldn’t want to be the reason he didn’t take the risk or follow his dream.
I know we will get through whatever life throws at us. I might do a lot of praying along the way and he might have to calm me down every now and then but we’ll get through it and I’m sure the risk will be worth it in the end.